Credit Report Scores

Know your credit history

We can't stress enough the importance of knowing your credit report scores. Your credit rating affects everything you do in life, from buying a car, applying for a loan or trying to get insurance.

Your credit history will strongly affect the price you pay and the rates you are offered.

The importance of Credit Report Scores

Credit scores give you invaluable insight into your financial standing. Even if you think your credit is perfect there's always a chance that there's a glaring error on your credit report, one that could be devastating to your financial future.

False information and computer errors are more and more prevalent these days – we've heard countless stories about people unable to get car loans or get insurance because they are considered "high risk" due to their low credit report scores. Just because of an error on their credit report!

So what can you do? Put simply, check your credit rating scores before you look to buy and make sure everything is in order. You can save yourself a lot of trouble and embarrassment.

We recommend the following companies to get your credit report, all of which offer a variety of great products to help you understand your credit.

Best Resources for Credit Report Scores

Equifax

Equifax is one of the three major credit bureaus. They offer a 3-in-1 Credit Report which contains all of the credit information you need from all 3 major credit bureaus: Experian, Trans Union and Equifax in one report.

You can also view your credit score and credit report instantly with their Score Power product. Learn how lenders view your credit history and how changes in your profile affect your score.

Experian

Experian Credit Expert offers a variety of credit check options, including Credit Manager. They offer a free 30-day trial with unlimited access to your credit report scores, constant monitoring to detect any fraud, credit score help and credit advice.

You can also just get a credit report and credit score.

Consumer Info

Consumer Info offers many different credit products: A free credit report with a CreditCheck Monitoring Service, a 3 Bureau Instant Report, a Credit Score and an Instant Single Report. Take a look at all four credit report offerings.

Trans Union

Trans Union offers a Three Bureau Score Report which includes access to credit information from three national agencies plus free credit reorts scores. They also offer a variety of other informative credit report products.

Click the links above to learn more about your credit rating and credit report scores or visit our Free Credit Reports section.


more information on our auto financing bad credit page

more than credit report scores on our Auto Advice Car Buying Tips home page