Free Credit Reports

Free Credit Scores and Instant Credit Reports

Free credit reports are a great way to learn about your credit score and credit rating. As we mention in our Credit Report Scores section, your credit history affects everything you do in life.

If you have bad credit history or there are errors on your credit report, you can end up paying extremely high rates for insurance or loans, or even worse, being turned down completely.

It is important to check your credit to see where you stand financially. Otherwise you can find yourself in a very embarrassing situation when you go to buy your new car, try to insure your car or apply for a loan for your vehicle.

Fortunately, there are some companies that offer a free credit check in one form or another. Take a look at the following list, and decide what works best for you.

Free Credit Profile

Offers a free credit analysis, plus a free credit score and a free debt & income analysis. It's all part of a free 30-day trial of Credit Monitoring which offers weekly updates and fraud protection. The best part is you can keep the free report and score even if you don't continue after the 30 days.

True Credit

Offering a free credit score when you buy a 3-in-1 Credit Report which includes all of the important credit information from the three major credit bureaus: Equifax, Trans Union and Experian.

Experian Credit

Offers a free credit report & score as part of their Credit Manager trial program. Similar to Free Credit Profile's service, Credit Manager provides unlimited access to your free credit report and score, score simulator to show you what affects your credit and credit advice.


Click the links above to learn more about your credit reports or visit our Credit Report Scores section.

We are always looking for new resources for our visitors. If you find a web site or company that you'd like us to look into, just send us an email and we'll be happy to feature it in this section.

Check back often as we are always updating this and other parts of our site.


more information on our auto financing bad credit page

more than free credit reports on our Auto Advice Car Buying Tips home page